How Much House You Can Afford

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it's important that you know what type of mortgage payments are within your budget.

Debt-To-Income Ratio

As a homebuyer, your ...

How Much Cash Will You Need To Close?

For first time buyers, the amount of money that is needed to seal the deal can often come as a bit of a shock.  Known as the closing costs of the deal, this amount of money involves a number of ...

How Much Can You Afford To Finance?

One of the hardest calls to make when it comes to buying a home is how much you want to spend.  The larger the mortgage you take out, the bigger the payments will be.  Of course, there is more to ...

Getting A Second Mortgage

Second mortgages are not as common as they once were, and getting one is not as easy as it used to be, but even with the recent financial pressures that many of us are facing in this economy, there are still a number of options ...

Fixed Mortgage Vs. Variable Rates: Which Is Right For You?

With all the financial decisions that need to be made when purchasing a home, choosing the options that make the best sense for you can seem overwhelming.  Given the uncertainty of interest rates and the security of lenders ...

First Time Buyer Loan Tips

For first time buyers, the mortgage loan process can seem complex and confusing.  On top of everything else, you need to figure out interest rates, loan terms, fixed versus adjustable rate mortgages, and more.  In order to simplify and streamline the process ...

Finding Your Credit Rating

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.  Your credit rating has a huge effect on the process of purchasing a home, from the types of lenders you will approach ...

Finding The Best Fit For Your Mortgage

If you are in the market for a new home, or are looking to refinance your mortgage, there are an ever increasing number of lending options that exist for you as a homeowner.  Here are some of the potential lenders you ...

Finding A Mortgage Broker

If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.  With times being as tough as ...

Financing For New Construction

When most people get a loan for a home, they are buying a house that is already built.  That means they will take out a loan that covers the existing structures and the land all at once.  However, when you decide to have ...